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Amazon.com Product Description If you own stocks, bonds, mutual funds or rental properties, TurboTax Premier makes it easy to keep more money in your pocket.
Get Your Refund Fast: Efile Your 2009 Taxes with TurboTax Here's how efile works: Start your return and efile with TurboTax today. The moment the IRS starts accepting returns, scheduled for January 15, 2010, TurboTax will submit your efiled return. The IRS will confirm receipt by e-mail within 48 hours.
Here's how it works:
Asks easy questions We customize questions to your unique situation, transfer your info from last year, and put it all on the right tax forms for you.
Maximizes deductions We search for more than 350 deductions to get you the biggest refund possible guaranteed.
Efile for a fast refund Efile with direct deposit to get your refund in as few as 8 days. Five federal efiles included. Prepare and print unlimited single state filings. Additional state forms and state e-file are available for an additional charge.
Why TurboTax Premier is the easiest choice for you
TurboTax Premier was designed to help you make the most of your investments and rental property deductions, so you get the biggest tax refund possible.
Choose TurboTax Premier if any of the following apply to you:
You sold stocks, bonds, mutual funds, or options for an employee stock plan
You own rental property
You are the beneficiary of an estate or trust (received a K-1 form)
If you are a sole proprietor, consultant, 1099 contractor, or single-owner LLC, choose TurboTax Home & Business. It has everything in Premier, PLUS expanded guidance to help you maximize home office, vehicle, and other business deductions.
Compare TurboTax Software
Helps You Get the Most from Your Investments
TurboTax customizes questions to your unique situation, transfer your info from last year, and put it all on the right tax forms for you. Click to enlarge.
TurboTax searches for more than 350 deductions to get you the biggest refund possible--guaranteed. Click to enlarge.
Exclusive--Imports Your Investment Info Saves time by automatically importing your investment info directly from your financial institution.
Helps You Accurately Report Investment Sales Walks you through reporting sales of stocks, bonds and mutual funds. Automatically calculates capital gains/losses and keeps track of those that carry over to future tax returns.
Determines Your Cost Basis Finds your accurate purchase price for stock sales, in three easy steps.
Helps with Employee Stock Plans Guides you through reporting sales and automatically determines your correct basis for selling shares purchased at different times or different prices.
401(k) Maximizer Shows you how to increase your 401(k) contribution without decreasing your take-home pay.
Exclusive--Helps You Find Every Rental Deduction Finds over 20 deductions for landlords, from travel to advertising to repairs to insurance.
Exclusive--Shows Your Best Rental Depreciation Method Simplifies reporting rental property depreciation and shows which depreciation method will get you the biggest tax deduction.
Maximizes Refinancing Deductions Guides you through deducting points, appraisal fees, recording costs, and more so you don't miss a single chance to save.
Helps with New Rental Properties Shows you step by step how to set up new rental properties.
Finds All Deductions and Credits You Deserve to Get Your Biggest Refund
Stimulus Ready Updated with all of the latest tax laws to help you get all of the deductions and credits you deserve--including the new 2009 Stimulus Plan credits for homebuyers, new car purchases and more.
Maximizes Your Tax Deductions Asks simple questions about your income, family situation and changes in your tax situation and credits. Then, based on your answers, searches for more than 350 deductions and credits to get you the biggest tax refund--guaranteed.
Looks for Deduction Opportunities as You Go Shows you which deductions you've taken. Which deductions you haven't. And tells you how to qualify for just about any deduction, so you don't miss any opportunities to save.
Gets You the Maximum Deduction for Donations ItsDeductible (included) helps you accurately value items you donate to charity--no more guessing. Plus, it tracks other donations such as cash, mileage and stocks, to help you get every charitable deduction you're entitled to.
Handles Your Life Changes Changed jobs? Got married? Bought a home? Had a baby? TurboTax guides you through common life changes, explains how the changes will impact your taxes, and tells you what you can deduct.
Helps with Medical Expenses Does all the math and tells you if you qualify to deduct your medical expenses for maximum tax savings.
Includes Downloadable Audit Support Center Being contacted by the IRS can be confusing and stressful, but it doesn't have to be. That's why we've created the TurboTax Audit Support Center, included for FREE with all TurboTax products.
Only about 1% of all personal tax returns were audited, so it is unlikely, but if you are contacted by the IRS, we'll help you to:
Find out why the IRS contacted you
Determine what it means
Prepare your next steps
With downloadable step-by-step guidance, including what different types of IRS letters may mean, you'll know exactly where you stand and what to do next.
Remember, TurboTax guarantees 100% accurate calculations. If you pay an IRS penalty or interest because of a TurboTax calculation error, we'll pay you the penalty and interest.
Helps You Reduce Audit Risk
Tracks Your Audit Risk Audit Risk Meter checks your tax return for common audit triggers. Shows whether your risk is high or low. And provides tips to help you reduce your chance of an audit.
Includes Downloadable Audit Support Center Gives you step-by-step guidance on everything you need to know and do if the IRS contacts you.
Also Available: Audit Defense Provides full-service representation by a trained tax professional. You will never have to meet with the IRS, unless you want to.3
Does the Hard Work for You
Asks Easy Questions, Tailored to You Guides you step by step through your tax return and puts your answers on the right tax forms for you. Skips interview questions that don't apply to you, so you can finish your return faster.
Improved Automatically Fills in W-2 and 1099 Info Gets your W-2 and 1099 data directly from over 100,000 participating employers and financial institutions and automatically puts it in the right tax forms. A brief summary lets you review and edit downloaded information if necessary.
Improved Transfers Last Year's Tax Info No retyping necessary. Fills in information from your previous year's return to save time and increase accuracy. Shows you what you're importing and where it goes in your return. You can also import from other tax software including TaxACT and H&R Block's TaxCut.
Imports Your Financial Data Imports information from your financial software (including Quicken, QuickBooks 2007 and higher, and Microsoft Money) so you can skip the cut and paste this year.
New--Makes it Easy to Hold Your Place Flag areas in your tax return so you can get back to them easily.
Provides Help and Advice When You Need It
Live Tax Answers Get live answers online from TurboTax experts and other TurboTax users in our Live Community. Plus you'll have instant access to answers to commonly asked tax questions on every screen.
Straightforward Guidance & Advice Find help on any tax topic from anywhere within TurboTax. Get plain-English explanations of specific tax areas and helpful examples when you need them.
Guide Me Not sure how to answer a tax question? We'll guide you to the right answer, making your taxes even easier.
Explains Your Return Shows you a summary of your return, including income, tax, credits and payments so you know your taxes are accurate. Provides recommendations to help you get an even bigger refund next year.
FREE Technical Support Got a software question? No problem! Get answers from a TurboTax expert via e-mail, phone, or live chat.
Spots Errors and Shows How to Fix Them
New--Smart Check Scans for Mistakes Smart Check double-checks your return for errors, so you can be confident your taxes are done right.
Guaranteed Accurate Calculations If you should get hit with an IRS or state penalty or interest due to a TurboTax calculation error, we'll pay you the penalty and interest.
Keeps You Up-to-Date with the Latest Tax Laws With a single click you can check for updates each time you start to ensure your return includes the latest IRS and state tax forms. No more disruptions while you work on your return.
Get Your Refund Faster with Included Federal Efile
Shows Your Tax Refund in Real Time Watch your refund add up as you complete your return. Our Dual Refund Monitor constantly displays and updates both your federal and state refunds (or taxes due) as you complete your federal return.
Federal Efile Included Get your refund in as few as 8 days with efile and direct deposit. Free federal efile is included with TurboTax at no extra charge. If you're a returning user, we'll automatically transfer your efile information from your previous year's return to save you even more time.
TurboTax Premier Includes These Tax Forms
TurboTax takes the worry out of deciding which forms you need to file. Just answer simple questions and TurboTax fills out the right forms for you.
Most Commonly-Filed IRS Tax Forms and Schedules
Form 1040
Individual Income Tax Return
Schedule A
Itemized Deductions
Form 1040A
Individual Income Tax Return
Schedule B
Interest and Dividend Income
Schedule D/D-1
Capital Gains and Losses/Additional Capital Gains and Losses
Form 1040EZ
Income Tax Return for Single and Joint Filers With No Dependents
Schedule C/EZ
Profit (or Loss) from Business/Net Profit from Business
Schedule EIC
Earned Income Credit
Schedule E
Supplemental Income and Loss
Schedule SE
Self-Employment Tax
Other Tax Forms and Schedules
Schedule F
Profit or Loss from Farming
Schedule H
Household Employment Taxes
Schedule J
Income Averaging for Farmers and Fishermen
Schedules K-1 Worksheet (Form 1041)
Estates and Trusts
Schedules K-1 (Form 1065)
Partner's Share of Income, Credits, Deductions
Schedules K-1 (Form 1120S)
Shareholder's Share of Income, Credits, etc
Schedule R
Credit for Elderly or Disabled
Schedule 1 - 1040A
Interest and Ordinary Dividends for Form 1040A Filers
Schedule 2 - 1040A
Child and Dependent Care Expenses
Schedule 3 - 1040A
Credit for Elderly or Disabled
Form 982
Reduction of Tax Attributes Due to Discharge of Indebtedness
Form 982WKS
Cancellation of Debt Worksheet
Form 1040-ES
Estimated Tax for Individuals
Form 1040-V
Payment Vouchers
Form 1040X
Amended U.S. Individual Income Tax Return
Form 1098T
Tuition Statement
Form 1099-MISC
Miscellaneous Income
Form 1099-Q
Payments From Qualified Education Programs
Form 1099-R
Distributions From Pensions, Annuities, Retirement, etc.
Form 1116
Foreign Tax Credit
Form 1116 AMT
Foreign Tax Credit for AMT
Form 1310
Statement of Person Claiming Refund Due a Deceased Taxpayer
Form 2106/EZ
Employee Business Exp/EZ Employee Business Expenses Short Form
Form 2119
Home Sale Worksheet
Form 2120
Multiple Support Declaration
Form 2210/2210AI
Underpayment of Tax/Annualized Income
Form 2210F
Underpayment of Estimated Tax by Farmers
Form 2439
Notice to Shareholder of Undistributed Long-Term Capital Gains
Form 2441
Child and Dependent Care Expenses
Form 2555
Foreign Earned Income
Form 3468
Investment Credit
Form 3800
General Business Credit
Form 3903
Moving Expenses
Form 4136
Credit for Federal Tax Paid on Fuels
Form 4137
Tax on Unreported Tips
Form 4255
Recapture of Investment Credit
Form 4506
Request for Copy of Tax Form
Form 4562
Depreciation and Amortization
Form 4684
Casualties and Theft
Form 4797
Sales of Business Property
Form 4835
Farm Rental Income and Expenses
Form 4852
Substitute W-2 or 1099-R
Form 4868
Application for Automatic Extension of Time to File
Form 4952/AMT
Investment Interest Expense Deduction/Investment Interest Expense Deduction - AMT
Form 4972
Tax on Lump-Sum Distributions
Form 5329
Additional Taxes on Retirement Plans
Form 5405
First-Time Homebuyer Credit
Form 5695
Residential Energy Credits
Form 6198
At-Risk Limitations
Form 6251
Alternative Minimum Tax
Form 6252
Installment Sale Income
Form 6781
Gains/Losses from Section 1256 Contracts and Straddles
Form 8283
Non-cash Charitable Contributions
Form 8332
Release of Claim to Exemption for Child of Divorced of Separated Parents
Form 8379
Injured Spouse Claim and Allocation
Form 8396
Mortgage Interest Credit
Form 8453
U.S. Individual Income Tax Transmittal for an IRS E-File Return
Form 8582/AMT/CR
Passive Activity Loss Limitations/AMT/Credit Limitations
Form 8586
Low Income Housing Credit
Form 8606
Nondeductible IRAs
Form 8615
Tax for Certain Children Who Have Investment Income of More Than $1,800
Form 8801
Credit for Prior Year Minimum Tax
Form 8812
Additional Child Tax Credit
Form 8814
Parent's Election To Report Child's Interest and Dividends
Form 8815
Exclusion of Interest from Series EE and I Bonds
Form 8822
Change of Address
Form 8824
Like-Kind Exchange
Form 8829
Business Use of Your Home
Form 8839
Qualified Adoption Expenses
Form 8853
Archer MSAs and Long-Term Care Insurance Contracts
Form 8857
Innocent Spouse Relief
Form 8859
DC First-Time Homebuyer Credit
Form 8862
Info to Claim EIC After Disallowance
Form 8863
Education Credits
Form 8880
Credit for Qualified Retirement Savings Contributions
Form 8881
Credit for Small Employer Pension Plan Startup Costs
Form 8885
Health Coverage Tax Credit
Form 8888
Direct Deposit of Refund
Form 8889
Health Savings Account
Form 8891
Canadian Retirement Plans
Form 8903
Domestic Production Activities Deduction
Form 8910
Alternative Motor Vehicle Credit
Form 8914
Exemption for Taxpayers Housing Individuals Displaced by Midwestern Disasters
Form 8915
Hurricane Retirement Plan Distributions
Form 8917
Tuition and Fees Deduction
Form 8919
Uncollected Social Security and Medicare Tax on Wages
Form 8930
Midwestern Disaster Area Distributions
Form 9465
Installment Agreement Request
Form SS-4
Application for Employer ID Number
Form TD F 90-22.1
Report of Foreign Bank Accounts
Form W-4
Employee's Withholding Allowance Certificate
Form W-2
Wages and Tax Statement
Choose Security. Choose TurboTax.
TurboTax is dedicated to protecting your personal and financial information. From the most advanced technology to our dedicated Privacy Team, we have you covered.
In fact, TRUSTe, the leading Internet privacy seal-of-approval, named Intuit as one of three Most Trusted Companies for Privacy for 2007.
Our Site Is Tested Daily for Security To support our commitment to protect your confidential data, the TurboTax Web site is tested and certified daily by the third-party McAfee HACKER SAFE Security Scan, an industry leader in Web site security.
Only You Can Access Your Return TurboTax Online requires a unique log in. Once you create your username and password, your tax return is guarded. Rest assured that you have complete control over who sees your personal information.
TurboTax CDs and downloads store your information right on your computer. You can choose your own password to protect your personal information.
Your Information Travels Safely Your TurboTax session is secure. TurboTax Online shields your personal information from prying eyes while you're completing your return.
TurboTax uses the same encryption technology used by banks to efile your return. This means that your information is protected from any unauthorized access while it's electronically sent to the IRS and state agencies.
Our Commitment to You Armed with surveillance cameras and security alarms, the TurboTax Security Team physically protects our computers and your information--24 hours a day, 7 days a week.
Our Privacy Team's only job is to guard you and your information. If you feel the least bit uneasy, ask the Privacy Team about their commitment to your protection.
great dealJuly 3, 2010 kelliv Turbo tax was in perfect condition. No complaints with dealer-arrived quickly, I just had technically difficulties with computer vista working properly with it. Had to use a different computer to do my taxes.
What happened?May 14, 2010 G. Bowen(Gastonia,NC USA) It seeems that every year the programmers at Quiken go out of their way to make Turbo Tax less intuitive. It used to very easy to understand and to move around to different forms. not so much now. I may consider trying another tax software.
turbo taxMay 10, 2010 Kenneth Hightower Good price, fast shipping. Have used turbo tax for 4 or so years, very user friendly.
Worked very wellMay 8, 2010 John Daniels(Dutchess County, NY, US) This is the first time I bought Tax software and was very pleased at the support TurboTax provided for my situation which processed my medium complicated tax return very well. In my case, I had professional help for my 2008 and looked through all the 90+ page 2008 tax return and leart what each form was for and the applicable tax law. With this background, I found TurboTax very well set up to ask the questions and process the data into filled out forms.
Easy to use friendly softwareMay 3, 2010 Richard L. Wayne(Raleigh, NC) TurboTax leads you by the hand to easily complete and file your tax report. I saved a couple of thousand dollars this year by using TurboTax instead of a CPA.
Retirees Face Serious Longevity Risk By Shelby Smith
Longevity risk: the risk of outliving your money...that is, the risk of running out of money before you do breath. This is the number one fear of most retirees...and for good reason. Retirement can last thirty years or longer, is the time of life when very expensive medical emergencies may strike or a sudden meltdown of the market could rob you of your financial resources. When you add in the uncertainties of the shrinking purchasing power of your fixed savings caused by inflation, rising property taxes, lower interest rates and your inability to work, it is easy to understand by Longevity Risk is top-of-mind for most retirees. Not much we can do about inflation and taxes except use our votes wisely to selecting honest, caring political representatives. Health can be controlled somewhat by eating right, exercising and not abusing our bodies by excessive smoking and drinking. Not much we can do about being excluded from the labor market nor can we control the economic cycles and interest rates. In fact about the only thing we can control for certain is how much risk we take with our retirement money.
If you have your retirement money in a risky place like the stock market and there is a meltdown, you'll probably suffer a significant loss with no way and no time to make it up. In fact, if you lose your retirement money because you gambled in the market and lost, there will be no second chance...you'll be dependent on the government, your children or a welfare organization. Not a pleasant thought and probably the main reason most retirees say living longer than their money is their number one fear. Unfortunately, far too many retirees have not taken steps to reduce their investment risks by heading for the safe places. Why is that?
First, you're bombarded with advertisement, advice and promises that encourage you to keep your money in the market. You're told that 'longer term' you'll do a lot better with stocks, bonds, mutual funds, diversified portfolios and other risky investments than if you keep your money in safe places like bank CDs, government bonds and fixed annuities. You're presented with slick graphs and charts showing that here's how much better you'll do with your money at risk. The entire brokerage industry is dependent upon you to put your money at risk in the market and they're working very hard to make sure you do. You can't read a newspaper personal advice column, watch the news or read any of the thousands of magazines or newsletter devoted to investing without being told you'll be much better off by placing your retirement money with Wall Street for safe keeping. You're never reminded of the market meltdown of 2000-2003 or the early 1970's nor are you reminded that currently Wall Street is awash in losses from their profligate activities. The incessant calls from your broker are about how now is the time to buy at bargain prices. What about the losses you already have? You're scared into believing that unless you put your money at risk you'll not make a reasonable return. In fact, you're told that if you keep your money super safe you'll realize your greatest fear of outliving your money. The truth is, you're a lot more likely to outlive your money by taking risks you can't afford than you are keeping it super safe and earning an interest rate that goes with safety. Remember that risk and reward are always traveling companions: if you have a chance to make a big return, it is certain that you are taking risks of loss. On the other hand, if you take zero risk of loss, your earnings will be positive and certain but not above market. So which do you prefer: the possibility of great growth but also the possibility of great losses OR absolute safety and a low but certain return? As Will Rogers once said, 'I'm more interested in the return of my money than the return on my money'. I think Mr. Rogers had it right when it comes to the average retiree.
The current state of the economy is less than reassuring: unemployment is rising, dollar is very weak and falling, oil is teetering near $100 barrel, housing market is totally depressed, sub-prime credit problems are spilling over into autos and credit cards, inflation is heading higher and there is widespread talk of recession. The Federal Reserve - the nation's guardian of monetary policy - is obviously scared stiff judging from the drastic moves they've made in recent weeks to rapidly force short-term interest rates into the basement. Most economists - including me - are skeptical that a nosedive of the economy can be avoided: recession is heading our way is what I see. Yet, you probably have most of your retirement assets in mutual funds [check your 401(k)], portfolios containing stocks and bonds and other risky investments. Have you forgotten what happened when the dot.com bubble burst? Have you thought about what you'd do if the market drops drastically? Do you realize you'll not have a second chance if you lose too much of your retirement money? What can you do?
One option is to look into locking in a guaranteed lifetime income you can't outlive. You see, there is insurance for longevity risk: insurance companies which are among the world's largest, strongest and oldest financial institutions are willing to guarantee you a lifetime income you can't outlive if you'll deposit with them some of your retirement money. They will take the risk associated with the markets, stocks losing value, real estate crashing and other unforeseeable developments that can erase your retirement money. You'll still be left with taxes, inflation, health issues and non-investment risks but you'll not be able to outlive your money. How can insurance companies make such guarantees? The same way they are able to insure your home, car, health, life, business and other valuables: the law of large numbers and spreading the risks. If you live too long and they lose money on guaranteeing you a lifetime income there is someone else in your cohort group that didn't live as long as they were expected. So, over time the numbers average out and the insurance company is able to manage the risk and make a profit. You, on the other hand, got protection from your most feared risk in retirement: outliving your money.
How do you find out more? Ask your financial advisor to talk to you about a guaranteed lifetime income secured by an insurance company. By the way, if your advisor starts talking about 'variable annuities' tell him or her that you want something without risk: mention a fixed annuity without downside risk and one that allows you to start, stop or store your guaranteed lifetime income. You don't have to give up control of your money to get a guaranteed lifetime income because in the past couple of years insurance companies have begun offering new products that specifically take care of longevity risk faced by retirees. These new plans allow you to change your mind if your circumstances change. Insist on flexibility and insist on no market risks. If you choose not to investigate this option but instead keep your retirement money exposed to the market, make sure you have a good answer for the following question: 'What will you do if the worse case becomes a reality?'
You've got once chance to get retirement right - check out the Retirement Pros website http://www.theretirementpros.com/ for free e-Reports, Calculators, Video Seminars, Safe Money Advisory newsletter and more.
CERTAIN CONTENT THAT APPEARS ON THIS SITE COMES FROM AMAZON SERVICES LLC. THIS CONTENT IS PROVIDED ‘AS IS’ AND IS SUBJECT TO CHANGE OR REMOVAL AT ANY TIME.
Whether a worker is offered and participates in a retirement plan at work depends greatly on what type of worker the person is:
• Public-sector workers have the highest level of participation in a retirement plan (75.8% in 2004), while parttime workers typically are not offered a retirement plan or rarely participate when they are.
• Among all workers, less than half (41.9% in 2004) participate in a retirement plan.
• Among full-time, full-year wage and salary workers, more than half (56.6% in 2004) participate in a retirement plan.
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