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QuickBooks Premier 2010

QuickBooks Premier 2010From: Intuit
Category: Software

List Price: $399.95
Buy New: $245.00
as of 9/8/2010 16:27 CDT details
You Save: $154.95 (39%)



New (29) from $245.00

Seller: backvalue
Rating: 3.0 out of 5 stars 14 reviews
Sales Rank: 204

Format: CD-ROM
Platforms: Windows Vista, Windows 7, Windows XP
Media: CD-ROM
Autographed: No
Memorabilia: No
Number Of Items: 1
Operating System: Windows Vista
Shipping Weight (lbs): 0.6
Dimensions (in): 8 x 5.5 x 2

MPN: 409590
Model: 409590
UPC: 028287023956
EAN: 0028287023956
ASIN: B002KINBYM

Release Date: October 10, 2009
Availability: Usually ships in 1-2 business days

Features:
   QuickBooks Premier 2010 is small business financial management software, tailored for your industry to help make your business more profitable
   Easily organize your business finances all in one place
   Stay on top of your cash flow with forecasting, budgeting and business planning tools
   Instantly create invoices, track payments and manage expenses
   Gain greater insight with over 150 industry-specific reports

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Editorial Reviews:

Product Description
QB Premier Retail 2010

Amazon.com Product Description
The #1 small business financial management software, tailored for your industry to help make your business more profitable. Get all the features of QuickBooks Pro and know exactly where your business stands, plus: efficiently track and manage your unique business, grow with easy-to-use business planning tools, automatically forecast future sales and expenses.

Easily print checks, pay bills & track expenses. Click to enlarge.

Track sales, sales taxes & customer payments. Click to enlarge.

Manage payroll & payroll taxes and offer Direct Deposit. Click to enlarge.

Save time when tracking your finances

Easily print checks, pay bills & track expenses
Easily print checks, pay bills & track expenses. Aggregate all your checks to be paid and print them in one batch. QuickBooks will keep track of each check so you can keep tabs on where your money is going. Enter bills from vendors. Since QuickBooks organizes everything in one place, you'll be able to access all past payments & bills for each vendor with just a few clicks.

Track sales, sales taxes & customer payments
Get rid of piles of paperwork. Easily enter customer payments. Since QuickBooks organizes everything in one place, you'll be able to access all past payments for each customer with just a few clicks.

Manage payroll & payroll taxes; offer Direct Deposit (sold separately)
Intuit QuickBooks Payroll Services, QuickBooks Payroll for Mac powered by PayCycle, and Payroll for QuickBooks Online save you time by eliminating steps and giving you the tools to get your payroll done right.

Create professional-looking invoices and forms
Select from Free professional designs to create a distinct look for your business across all your invoices, statements, and other forms. Apply across all your forms at once.

E-mail estimates, invoices, reports, and more
Create customer communications and e-mail directly from your QuickBooks using Microsoft Outlook or Outlook Express using your existing e-mail address.

Organize and back-up documents by attaching them to your QuickBooks records
Document Management lets you save time by attaching any electronic or scanned document--to any customer, vendor, employee, account, or transaction.

Accept credit and debit cards right in QuickBooks
Process credit card approvals right in your QuickBooks software. If you use Intuit QuickBooks Merchant Services, the data is automatically recorded in QuickBooks when you make a sale. And, it has no teaser rates, no hidden fees, no cancellation fees, and no long-term contracts.

Scan and deposit your checks with Intuit Check Solution for QuickBooks (subscription required)
Easily scan and deposit your checks into QuickBooks with Intuit Check Solution for QuickBooks. Subscription required; scanner sold separately.

Track time, mileage, and expenses to bill clients
Record time and expenses by client job so you can easily stay on top of your projects. From there, it's easy to invoice clients in a few clicks so you won't miss any billable time and expenses.

Allow multiple users to work in QuickBooks at the same time. Click to enlarge.

Get pre-designed, customizable business reports to gain insights into your business. Click to enlarge.

Import data from Excel, Quicken, Microsoft Office Accounting & prior QuickBooks versions. Click to enlarge.

Get insights so you make better decisions

Allow multiple users to work in QuickBooks at the same time
Multiple-user functionality enables more than one person to work on a company file at the same time, increasing collaboration and productivity. It ensures that all users are working on the most up-to-date data.

One-click business reports
Get pre-designed, customizable business reports to gain insights into your business. See all available reports in one screen to easily choose the right one. Drill down with one click to see the detail behind the numbers. Export any report to Excel - your QuickBooks formatting and formulas go with it. Access industry-specific reports in QuickBooks Premier and Enterprise Solutions.

Import data from Excel, Quicken, Microsoft Office Accounting & prior QuickBooks versions
Get up and running fast by importing data from the tool you use to track your finances now. However little or much data you currently have, you won't have to start over from scratch.

Track inventory, set reorder points & create purchase orders
Easily track your inventory to avoid overbuying and backorders. Indicate re-order points for each inventory good and turn on reminders to automatically let you know when its time to reorder.

Download your bank & credit transactions into QuickBooks
Save time and avoid data entry errors. Instead of typing in your bank and credit card transactions, download them securely from over 3000 participating financial institutions and easily import them into QuickBooks.

Get an immediate view into your bottom line all in one page with Company Snapshot
Stay on top of your business by customizing your Company Snapshot. Choose at-a-glance reports of yearly expenses and income, expense and income details, and top customers.

Track international sales & expenses in multiple currencies
QuickBooks supports all global currencies and does all the currency calculations for you. You can even download exchange rates or do wire transfers from right in QuickBooks.

Easily create a business plan
Build a professional business plan quickly by answering step-by-step questions. QuickBooks fills in the numbers based on your QuickBooks data. You can export the projections to Excel for further analysis or save it as a PDF file.

Forecast sales & expenses
Click a button to create a forecast of income and expenses for the coming year, based on your existing QuickBooks data. Increase or decrease line items by any percentage to adjust for future changes.

Create industry-specific reports and install industry features
Access over 150 industry-specific reports in QuickBooks Premier and Enterprise Solutions such as: Profitability by Product for manufacturing and wholesale businesses, Job/ Project Costs for professional services firms & contracting businesses, Donor Contribution Summary for nonprofit organizations, Sales Tax Liability for retail businesses.

The QuickBooks Coach guides you step by step, so you can learn how to use QuickBooks features faster and explore QuickBooks as you enter your data. Click to enlarge.

Learn QuickBooks Quickly with built-in tutorials. Click to enlarge.

Help functionality allows you to find the information you need quickly and easily. Click to enlarge.

Easily Get Started

Import Data from Excel
Excel templates make it easy for you to import your existing customers, vendors, or product information into QuickBooks. You can also assign each column in your existing Excel spreadsheet to a corresponding QuickBooks column. Save these settings to use again the next time you want to pull in data. You can even preview your data before you transfer it.

Import Data from Quicken, Peachtree, and Microsoft Office Accounting
Access the Quicken conversion tool in QuickBooks to convert your data from Quicken 1998 through 2007. If you are currently running your business using Peachtree 2001-2008, Microsoft Small Business Accounting 2006, and Microsoft Office Accounting/Office Accounting Express, you can also easily convert your data into QuickBooks 2010.We've created a special site to provide conversion tools and information to help you easily move from your current accounting software to QuickBooks.

Get Set Up and Running Quickly
Answer a few basic questions, and get a customized setup you can change at any time.

Step-by-step Coaching for New Users to Help you Learn QuickBooks Faster
Get up to speed on QuickBooks easily. The QuickBooks Coach guides you step by step, so you can learn how to use QuickBooks features faster and explore QuickBooks as you enter your data.

Learn QuickBooks Quickly with Built-in Tutorials
Learn QuickBooks skills as you need them – in your own time, at your own pace. The built-in Learning Center offers short tutorials on basic and advanced features to help you get the most out of QuickBooks.

Upgrade your QuickBooks Effortlessly
Easily transfer your existing data file into QuickBooks 2010. Your company file and preferences will transfer automatically. In just a few steps, you can start working in QuickBooks using your information, including customer lists, vendor lists, balances, and inventory lists.

Get Help When You Need It

Find Answers Fast
Help functionality allows you to find the information you need quickly and easily. You'll find answers to most questions in QuickBooks in-product, onscreen Help. Type a question, choose from a list of topics, or search by keyword.

Connect with Other QuickBooks Users and Experts to Get Help and Share Ideas
Connect with a vibrant community of QuickBooks users, QuickBooks experts, accountants, and Intuit employees. Instant access to a wealth of questions and answers to assist with QuickBooks and small business problems.

QuickBooks Premier Reports

With QuickBooks reports, you'll always know where your business stands. See who owes you money and how much. Find out who your best customers are and what they're buying. Learn where your business is profitable and where you're losing money. You can also customize report templates to best meet your needs.

Reports:

  • Profit & Loss Standard
    How much money did my company make or lose over a specific period of time?
  • Company Snapshot
    Get an immediate view into your bottom line all in one page - tailored to your business. Choose the at-a-glance reports that are most important to you- including new reports for yearly expenses and income comparisons, detailed expense and income breakdown, and a top customer list.
  • Inventory Stock Status by Vendor
    What is the detailed information about each inventory item, organized by vendor?
  • Purchases by Item Summary
    For each item or service, how many has my company bought, and what is the total amount spent?
  • A/P Aging Detail
    Which bills are due and overdue?
  • Profit & Loss Budget Performance
    How do the actual income and expenses compare to what has been budgeted for the current month and year?
  • Statement of Cash Flows
    What was the cash inflow (from profit and additional cash received) and cash outflow (cash spent) during a specific period of time?
  • Income Tax Detail
    What transactions make up each amount on my company's income tax forms?
  • Forecast Overview
    What are my company's forecasted income and expenses each month?
  • Forecast vs. Actual
    How did my company's forecast compare with its actual performance?
  • Closing Date Exception Report
    What changes were made after the last closing date was set to transactions dated on or before that closing date?
  • Open Sales Orders by Customer
    What are the open sales orders for each customer or job?

Learn how to do common tasks in the QuickBooks Learning Center. Click to enlarge.

Connect with other QuickBooks users and experts to get help and share ideas. Click to enlarge.

Self-Help Resources

Find Answers Fast with QuickBooks In-Product Help
Help functionality allows you to find the information you need quickly and easily. You'll find answers to most questions in QuickBooks in-product, onscreen Help. Type a question, choose from a list of topics, or search by keyword.

Learn to Complete Common Tasks in QuickBooks Learning Center
Learn how to do common tasks by watching interactive, in-product tutorials in the QuickBooks Learning Center. Learn how to record sales, bill customers, generate reports, and more.

Get Step-by-Step Coaching for New Users
Get up to speed on QuickBooks easily. The new QuickBooks Coach guides you step by step, so you can learn how to use QuickBooks features faster and explore QuickBooks as you enter your data.

Connect with Other QuickBooks Users and Experts to Get Help and Share Ideas
Connect with a vibrant community of QuickBooks users, QuickBooks experts, accountants, and Intuit employees. Instant access to a wealth of questions and answers to assist with QuickBooks and small business problems.

Get free Access to Our Support Website with Thousands of Answers
Visit the QuickBooks Support Website to search and browse thousands of detailed Support Topics and Frequently Asked Questions.

Get Personalized Help from QuickBooks Support Experts
Live technical support is available on a per-call basis or as part of a QuickBooks Support Plan Support Plans offer much more than just tech support! They include data protection services like online backup and data recovery to help protect your important QuickBooks information. Plus, they provide 24/7 access to trained support experts for an unlimited number of questions and issues,3,4 as well as tools to help you learn how to use QuickBooks and manage your business more efficiently. Fees apply.

Find a Local Accounting Professional
Find a certified QuickBooks ProAdvisor who can help you get set up and provide accounting advice tailored to your business.




Customer Reviews:
Showing reviews 1-5 of 14



1 out of 5 stars Do Not Trust Quickbooks for Buying Advise   July 18, 2010
Marshall Masters (Northern CA United States)
I purchased this version of Quickbooks because I had a very specific business requirement. I called their sales consulting line and wound up talking with some fellow in India. I explained our requirement in detail and he told me that this most expensive version would do exactly what I want.

When we started the conversion, we learned from Quickbooks technical support that he'd lied to us. The program will not do what he said it would do. It is one thing to outsource jobs to India, but these guys will tell you anything to induce you to purchase. When I first began using QB products in the early 90's, there was more integrity.

If you're buying this for your business, do not take advise from QB consultants to heart. They're just outsource goons looking to snag business. Do your own homework and try to learn exactly how this program works before you buy it.



2 out of 5 stars Works OK, but Intuit sure knows how to get into your pocket book   July 12, 2010
Hershel Roberson (Austin, TX)
1 out of 1 found this review helpful

I've been using Quickbooks for my business for 15 years. In that time, I don't know how many times I've been forced to upgrade, due to some incompatibility. You have to upgrade, if you want to run a different versions of Windows, or if you want to transfer data to Turbotax. If you want to print paychecks, you have to superscribe to their payroll service (Min $250 year).

The last go around, I was using 2009 with Windows 7 (with no issues). Got an automatic upgrade to 2009, then couldn't print from the shipping manager anymore, because it was "incomparable" with W7.

This stuff runs like ad-ware. Print a check, and a window pops up trying to sell you blank checks. This is the type of annoyance you expect from free-ware, but Quickbooks is far from free. No telling how many spammers they've sold my email address to.

I'll probably keep using it, because it's cheaper to get ripped off by Intuit, then to change accounting systems, but if you are looking for software to start your business, look strongly at the competitors.



1 out of 5 stars hands in your pocket   July 9, 2010
mike (LOS ANGELES, CA, US)
1 out of 1 found this review helpful

Intuit wants to charge for everything. I've got by without having to pay for the "customer support". But now my ability to email my invoices has stopped. They want me to pay to send emails now!! That's just crazy. Something as simple as emailing they want to charge for. Intuit will never get another dime from me. quickbooks is dead to me.


5 out of 5 stars Necessary Software   May 10, 2010
Carlos Nunez (USA)
0 out of 1 found this review helpful

This is a necessary software for every business and I had to updated it so that my payroll feature could still run. The good thing was that it was less expensive here in Amazon than bought directly at the Quickbooks home page.


3 out of 5 stars Should have kept 2007   April 15, 2010
James Hanna (Montana)
9 out of 9 found this review helpful

I upgraded from QB Premier 2007 thinking it would fix some of the things I didn't like about it but all it did was create more things I don't like. Don't get me wrong, QB is a huge time and money saver especially when it comes to yearly taxes and quarterly sales taxes but it still has its problems.

Cons:
1. The payment method is now sorted by what appears to be the order in which they were added to QB the first time instead of alphabetical.
2. Every once in a while I get a message when saving a PO that says something like "another user made changes to this purchase order" blah blah blah. That doesn't make sense since I'm the only one logged in and my wife, the only other user, doesn't do POs.
3. The cost for the 2nd license is stupid crazy. I could only find the option to buy a second license directly from Intuit so I had to pay the same price as the full version. Basically I got the CD, manual, etc for about $150 less than just a second license. I only need 2.
4. When sending a single email from QB, set up to send through Outlook, you can't access any other part of QB while the email window is open. Also if you decide to wait to send an email after it already was open, it doesn't save your changes and it saves the 'draft' into your Inbox.
5. What's this stupid Attach thing? If I accidentally click it, it opens a browser in QB and wants me to pay for the service. I can't remove the button and it's on quite a few different screens.
6. The reports menu is confusing. I prefer the 2007 way of getting reports.
7. I still can't create purchase orders from Sales Receipts. I was hoping they added that since I've suggested it numerous times.
8. Sometimes my reminders screen says I have forms to send when I have none.
9. It's my understanding that if I require support for installation or, like previous versions within the first 30 days, I'd get it for free but not so with 2010. They (Intuit) want even more money for supporting their own product. That's beyond stupid.
10. Still can't sort the deposit window by anything. It defaults to Payment Method.

Pros
1. On reconcile account the font changes to help make it easier to see the ones not selected yet. Also in the left column the items are sorted easier instead of by type.
2. I like that I can open Item List, then click on Excel then on Paste from Excel to open the list within QB to modify prices.
3. I can search on Customer List or Item List for anything within the respective list instead of having to export them to Excel then search.
4. I don't have to switch to single user mode to do the backup.
5. QB 2010 has a messaging program built in so I can message my wife from there instead of yelling, using MSN or our using phone intercom.
6. I don't use it but I see now that my bank is listed for use with the integrated banking feature; it wasn't before.
7. I love that I can send forms through Outlook and it saves a copy to the Sent folder. This gives me not only the date but the time and allows me to attach files, request read receipts or anything else that Outlook allows. Of course if I use File > Send Forms I can only send and it still saves to Outlook but I can't attach anything. You can only do that when sending a form from the Email button on the form.

In short I wish I had waited for version 2011, maybe it had what I wanted. I would prefer to go to something else that doesn't cost as much and that has more features I can use but after using QB since 04 I'm not sure I can. They have me stuck.


Showing reviews 1-5 of 14


Worthwhile Reading

Expectations Versus Reality in Retirement
By Marc Cram

As we baby boomers approach retirement many of us have started to take a much closer look at what we will need in the form of assets if we are to live to the age of 80 and beyond. Most of us have been very focused on accumulation of assets up to this point and may not have stopped to consider what the future outcomes might look like.

We all have had expectations of what our accounts might look like and some of us have had those expectations dashed by market corrections or other financial setbacks. I think it is time that we took a close look at what other expectations we have for the future versus what reality might spring upon us. If we are to be successful in our own retirements we should move toward it with our eyes wide open and our plans firmly in place.

What follows is a short examination of five areas that each of us should prepare for and a few ideas that might help you improve your chances of success. Some of this might appear to be doomsday like but I think we will all be better off if we prepare for the worst while expecting the best, so let’s dig in.

Expectation #1: The stock market will continue to provide above average returns well into the next decade.

We know that investing in the stock market has produced the best chance of growing our assets at rates that beat inflation and other fixed money instruments over time. If you stay invested you will always get the average market return for the period you are in the market.

One thing we can say for sure about the markets, though, is that they will never go straight up or straight down. We tend to see periods of growth and periods of stagnation. In the short-term no one can predict whether you will make or lose money but we know that over the long term (10 plus years) you will get whatever the markets return.

The danger for us going forward is that when we start taking income from our investments, every negative year will shorten the lifespan of our potential income stream by as much as 5 years or more. If we want to live comfortably to ages of 85 or 90 we will need more predictable returns than those odds will give us. Are you willing to bet that the markets will perform the way you want them to when you get ready to retire? I don’t think any of us is willing to take that bet and that is why more and more of us are looking for instruments that will guarantee us a minimum return and lifetime income streams with the money we already have accumulated. A little research on your part should yield some good choices for those assets you can’t afford to lose.

Expectation #2: I will be in lower tax bracket when I retire.

I am sure you have been told this by every planner or investment professional you have ever talked to. They all encouraged you to fully fund your IRAs and 401ks because of the current tax deductions and the tax deferred growth with the promise that when you retired you will be in a lower tax bracket. I have conducted seminars for over 5 years now where I ask the question of my audience, “do you think future tax rates will be lower, the same or higher”? I can count on one hand the number of people who said lower or the same. When you look at our country’s current level of debt along with the future liabilities for our major entitlement programs (which we will look at next) I think you too will be hard pressed to think your taxes will even stay the same going forward, let alone reduce.

Whatever your current tax bracket is, can you imagine living on less than you are today? If your income stays the same and your deductions disappear because your kids are gone and your home is paid off, what chance do you have to reduce your tax burden? The reality is that during a 20 year retirement, if you have accumulated all of your retirement assets in tax-deferred accounts, you will pay 10 times more in taxes than you saved in taxes over your lifetime, assuming no tax increase. Every increase in taxes going forward will mean you will need to take more money out of your savings to maintain the same lifestyle.

One way to solve this dilemma is to start funding a private tax-free retirement plan using an insurance product that is linked to a market index and designed to provide maximum cash accumulation with a minimum death benefit. This product is known as equity indexed universal life. Here again, a little research on your part will reveal multiple, high quality companies that currently offer these products.

Expectation # 3: I can count on Medicare and Social Security to be there for me like it was for my parents.

The reality is that both of these programs are in trouble and will only get worse as the 80 million baby boomers enter retirement. Ask anyone under the age of 40 if they think Social Security will be there for them and you will soon see that this reality is already well entrenched in our culture. The facts are that 60% of current retirees say that 50% of their income currently comes from Social Security, 34% say that it is 90% of their income and 22% say that it is 100% of their income.

By one account, it is predicted that by 2019 Medicare will consume 24% of all tax receipts and by 2042 it will consume 51% of all taxes collected.1 If you think universal health care will solve this problem, you must realize that Medicare is a form of universal health care and anything that will replace it will be burdened by the same reality of baby boomers living much longer in retirement than their parents ever did.

As for Social Security, it is predicted that the Social Security trust fund will begin be tapped into in 2018 and be completely depleted by 2044.2 If we had made changes to this program years ago we might have been able to extend it but I don’t see any congress willing to touch this problem until it is too late.

The bottom line is that benefits will need to go down, we will need to wait longer to be eligible and taxes will need to go up to pay for the massive increases in cost that will result from the higher usage figures projected. We are going to have to become responsible for our own retirement planning and should these promised benefits materialize for us we should feel lucky if we can plan an extra night on the town every month.

Expectation #4: I will live to my normal life expectancy.

This might well be true but then you must ask yourself, what is my life expectancy? When Social Security was instituted the average time spent in retirement was 3 years. Many of us today will spend 20 to 30 years in retirement. Statistically speaking, if you are a single male age 65 you have a 50% chance you will live to age 85 and a 25% chance to live to 92. If you are a single female age 65 you have a 50% chance you will live to 88 and 25% you will live to 94. If you are a married couple age 65 one of you has a 50% chance to live to 92 and a 25% to live to 97.

If these numbers don’t get you thinking about how long you will need for your money to last consider this. One of the fastest growing age groups in the United States are those people over the age of 100. There are currently over 27,000 people over 100 and that number is sure to grow as the baby boomers begin to age.

Expectation # 5: I will stay healthy well into my final years.

There is no doubt about it; we are much more conscious of our health and taking care of our bodies and minds than any generation in the history of the world. We are finding new ways to combat disease and to stave off illness as well as to treat conditions that would have killed us only a generation ago. However, all of this has come at a price and that price needs to be calculated into our future income needs.

According to a study by Fidelity Investments, a retired couple without employer-sponsored health insurance can expect to pay $215,000 for out-of-pocket health care costs like premiums and co-pays. Moreover, this number does not include significant costs like long-term care, which isn't fully covered by Medicare. These numbers also assume you live to your life expectancy and not beyond. Last year these costs rose by 7.5% and we do not know what kind of increases we may see in the years ahead. As we have outlined above, Medicare costs could easily rise by double digits in the next 20 years.

If we add in home health care and long-term care into this equation we can easily double the numbers above and put a further strain on our already over taxed retirement funds. One thing you can do about potential long-term care needs is to purchase a long-term care policy from one of the many experts in this field. What you can do to prepare

The numbers aren’t pretty but there is no need to despair. Whether you have years to prepare for retirement or you are already there you can create a plan to succeed and prosper in your own retirement. To summarize let’s go over the realities again:

• Investment directly into stock market investments can leave you at the mercy of the markets and geopolitical events. You will need to be in investments that can give you predictable returns without the threat of market downturns.

• Taxes will probably be going up over the next few years and into your retirement. It would be best to use your tax-deferred retirement plans early in your retirement and it may be prudent to move them to tax-free instruments at your earliest opportunity.

• Government entitlement programs will take a larger and larger share of the tax revenue in the future and future benefits may well be reduced or eliminated. Start taking responsibility of your future income needs by using instruments that can give you market based growth in a tax-free environment.

• Plan to outlive your own life expectancy. Create plans that will provide income streams you cannot outlive. There are many instruments on the market today that provide living income benefits you cannot outlive and that can be funded with both taxable and tax-deferred assets you now own.

• Expect to stay healthy but plan for the probability that you will need to spend more on heath care in the future. Purchase a long-term care policy that will pay for future needs at home and in care facilities.

One thing you can do right now is to get educated and speak with a professional advisor, preferably one who carries the CERTIFIED FINANCIAL PLANNER® designation. The sooner you take action the greater your success will be. Remember, by planning for the worst while expecting the best, you will be the ultimate winner and your retirement years will be all you have dreamed they would be.

1 According to Medicare Trustee Thomas R. Saving, a professor of economics at Texas A&M University and senior fellow at the National Center for Policy Analysis. 2 Trustees of the Social Security Trust Fund

Marc Cram is a CERTIFIED FINANCIAL PLANNER® in Durham, North Carolina. He works with families to protect and increase their assets using safe liquid investments. Marc holds a free online seminar every Monday evening at 9:00 pm Eastern time and can be contacted through his website at www.cramgroup.com. You can download a free 12 page article on how to safely and conservatively build wealth at www.wealthyyou.us

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Retirement Facts
Whether a worker is offered and participates in a retirement plan at work depends greatly on what type of worker the person is: • Public-sector workers have the highest level of participation in a retirement plan (75.8% in 2004), while parttime workers typically are not offered a retirement plan or rarely participate when they are. • Among all workers, less than half (41.9% in 2004) participate in a retirement plan. • Among full-time, full-year wage and salary workers, more than half (56.6% in 2004) participate in a retirement plan.
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