Retirement Planning
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Retirement Facts
Whether a worker is offered and participates in a retirement plan at work depends greatly on what type of worker the person is: • Public-sector workers have the highest level of participation in a retirement plan (75.8% in 2004), while parttime workers typically are not offered a retirement plan or rarely participate when they are. • Among all workers, less than half (41.9% in 2004) participate in a retirement plan. • Among full-time, full-year wage and salary workers, more than half (56.6% in 2004) participate in a retirement plan.