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Work Less, Live More: The Way to Semi-Retirement |  | Author: Robert Clyatt
Publisher: NOLO
Category: Book
List Price: $17.99
Buy New: $10.40
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Seller: fantastic_shopping
Rating:  16 reviews
Sales Rank: 151278
Media: Paperback
Edition: 2
Pages: 368
Number Of Items: 1
Shipping Weight (lbs): 1.2
Dimensions (in): 9.1 x 7 x 0.9
ISBN: 1413307051
Dewey Decimal Number: 332.024014
EAN: 9781413307054
ASIN: 1413307051
Publication Date: September 30, 2007
Availability: Usually ships in 1-2 business days
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| | ISBN13: 9781413307054 | | | Condition: New | | | Notes: BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed |
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Product Description
Ready to pursue the rest of your life? Get going with Work Less, Live More.
Finalist for The Publishers Marketing Associations Benjamin Franklin Award
Professionally, you're experiencing the success that years of hard work brings -- but the long hours are taking their toll and you're burning out fast.
Fortunately, there is an alternative to the grind: Semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones-- and do it all years, even decades, before the "normal" retirement age of 65.
With Work Less, Live More and a little planning, you can do it. The book provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines.
More importantly, the book provides the inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work-- rather than full-time work-- is both fulfilling and rewarding.
The 2nd edition focuses on every age group -- especially "late bloomers" who may feel way behind. It also includes more information on healthcare issues.
If you're ready to pursue the rest of your life, turn to Work Less, Live More and get going!
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| Customer Reviews:
Showing reviews 1-5 of 16
 Retire or Semi-retire and Kick the Rat Race August 16, 2010
Herbert Woodhead III (Va.Beach, VA)
If you are thinking about an exit strategy or if you've made the exist and wondering what you've done and how to make it work this book can give you answers. I also recommend it's complementary work book. The Work Less, Live More Workbook: Get Ready for Semi-Retirement (with CD-Rom) Granted this was pre-super recession 2008. I still think it offers a lot of good and relevant advice. I only gave it 4 stars because I'm not entirely sure the major investment strategy it strongly proposes is as sound as it seemed pre-2008.
My wife and I were looking to either retiring or at least semi-retiring and we got some excellent information, hope and encouragement from this book and it's companion workbook/CD. It's really not just for the young and independently wealthy as one reviewer eludes, we're neither. We did own our own business and have since sold that business and launched into retirement. After a year of doing what I want when I want, not being on call, or catering to others, EVEN if I end up eating beans until I die, I would not go back. Viva Liberte!
Despite the publisher's hype for this SECOND (2007) edition... August 14, 2010
Henry Thoreau (Olathe, KS United States)
MY take (in brief) is that there's little new in this SECOND (2007) edition that wasn't covered nicely by the FIRST (2005) edition [i.e., the second edition largely amounts to a minor "facelift"--not a truly substantial revision of content (MOST of which is reprinted verbatim)--with the evident primary intent to generate increased profit for both publisher and author].
In any case (regardless of whether you choose this second edition OR the now more affordable first edition), this admirable, commendable book could be of some significant help to many early (and would-be) retirees. Especially intriguing are Clyatt's recommended "Rational Investing Portfolio" and "maximum safe-withdrawal rate" sections (not that he himself necessarily "invented" either of those basic concepts--i.e., there's little, if anything, here that's TOTALLY innovatory). But even many of the other (relatively less essential) sections are fairly helpful too, if only because they provide considerable "encouraging" discussion/advice.
Bottom line, this book is actually one of the best, most likable titles in the "early-retirement-investing" genre. Just don't be overly impressed by the second edition's cover's gimmicky emphasis on the term "SEMI-retirement" vis-à-vis the first edition's use of the conventional term "early retirement." Heck, even in the first edition, the author interchangeably implements the term (or concept of) "semi-retirement." (It's merely a trivial matter of semantics. The two terms are essentially synonymous in Clyatt's virtually unchanged discussion.)
Prioritizing Your Life December 11, 2009
Larry Underwood (Scottsdale, AZ)
1 out of 1 found this review helpful
For some of us, work is a pleasure; it's more recreation than labor. If anything, it's a labor of love.
For most of us, however, work is a drag. It's a place to earn enough money to sustain our lifestyle, while trying to avoid the sharks in the business world---the micro-managers, the backstabbers, and the bosses from hell who undermine your efforts on a daily basis. For those people, Bob Clyatt has some great advice for escaping the rat race, before the rats take over.
The advice is solid, especially if you're trying to get by with less material possessions; don't waste money on a bunch of stuff that really doesn't add value to your life. Enjoy the simple pleasures, because "free" is the best bargain available.
Another great book to help you prioritize what's important in your life is Richard Koch's The 80/20 Principle: The Secret to Success by Achieving More with Less. Together, they can help you get the most out of life; especially if you're looking to reduce the number of hours spent on that thing called "work".
 Tons of good, usable financial and motivational advice June 2, 2008
Lectrice (Westchester, NY USA)
2 out of 3 found this review helpful
I read this book cover to cover after getting it and am now going through it more slowly, taking notes on all the useful bits of advice. To be honest, I'd never thought about "semi-retirement" until I heard of this book, and it's proved to be the one idea that excites me.
The tone is pitched just right for people who have been saving and investing for years and are informed but still need some basic guidance for this new period of life. The book gives you strong kudos for living below your means and then helps you figure out how that translates into leaving the rat race earlier than you could ever have hoped for. I especially liked the chapters "Put Your Investing on Autopilot," "Take 4% Forever," and "Do Anything You Want, But Do Something." Each of them have very specific advice, examples, and resources and appealed to me in their simplicity.
I really couldn't have found a better book as I contemplate leaving corporate America at age 48, and I plan to refer back to it many times. Now I feel more ready and excited "to pursue the rest of my life"...
 Book is Fine for Young, Aggressive Corporate Types March 5, 2008
David M. Tifft
18 out of 31 found this review helpful
This book might be recommended to young, aggressive high-earning corporate types, who perhaps are able to save extremely aggressively from about around age 25 until 45, and then suddenly retire and become hippies.
However, it's definitely not for a regular person who earns an average income throughout their working career, and who is lucky to have saved enough for retirement at age 65.
Showing reviews 1-5 of 16
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| Worthwhile Reading | Your 401k Account - An Annual Checkup
By Dee Marie
You probably perform a lot of tasks annually. Some of these tasks protect you, your family, or even your assets. These chores include visiting your doctor for an annual physical or cleaning the gutters on your house. Well, next time you're making your list of 'must-do's' be certain to include a checkup for your 401(k) plan on your list.
Your annual examination of your 401(k) plan should cover a few different aspects of your investment. You can check each one quickly by exploring your most recent account statement.
First, you should evaluate your contribution amount. Changes in your financial position over the past year could warrant an increase or decrease in the amount you put into your 401(k).
Receiving a raise at work is a great occasion to increase your retirement contribution. Changing your contribution amount isn't what matters here; it's taking the time to decide if you should make a change.
Next, you should take a look at your investment choices. A mutual fund that was outperforming its peers at this time last year may have tanked over the last twelve months. Although it's important to remember that you don't want to change your investment allocations too often, a regular examination of the funds you've chosen isn't excessive.
Finally, you should check on the way your investment options within your 401(k) are spread. Investing in four mutual funds, you might decide to put twenty-five percent of your account into each fund. However, if one fund grows more aggressively than another, at the end of the year you may have forty percent in one fund, ten percent in another, and twenty-five percent in each of the remaining two funds. Since financial experts sometimes advise that retirement accounts should be spread among many different types of investment, you may want to rebalance your account back to your original allocations of twenty-five percent in each fund.
Making changes to your 401(k) plan isn't something that should be taken lightly. Speak with your financial advisor if you aren't certain about the direction you should be taking. Regardless of the actions you decide to take, you'll feel better about your retirement plan after taking care of its annual maintenance.
Want to learn how to save more money? Head on over to http://NotMadeOfMoney.com/blog - Be sure to grab our RSS feed or sign up to receive email updates
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CERTAIN CONTENT THAT APPEARS ON THIS SITE COMES FROM AMAZON SERVICES LLC. THIS CONTENT IS PROVIDED ‘AS IS’ AND IS SUBJECT TO CHANGE OR REMOVAL AT ANY TIME. | | Retirement Facts | In the private sector, participation by type of retirement plan has largely reversed over the past quartercentury: 'Traditional' defined benefit pension plans were dominant in 1979, but have been overtaken by defined contribution (401(k)-type) plans. The share of workers who are in both a defined benefit and defined contribution plan has remained fairly constant over the years.
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