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Ready...Set...Retire!: Financial Strategies for the Rest of Your Life | 
 enlarge | Authors: Raymond J. Lucia, Dale Fetherling
Publisher: Hay House
Category: Book
List Price: $14.95
Buy New: $8.87
You Save: $6.08 (41%)
New (25) Used (8) from $8.87
Rating:  13 reviews
Sales Rank: 22417
Media: Paperback
Pages: 240
Number Of Items: 1
Shipping Weight (lbs): 1
Dimensions (in): 8.9 x 6 x 0.7
ISBN: 1401912079
Dewey Decimal Number: 332.024014
EAN: 9781401912079
ASIN: 1401912079
Publication Date: March 1, 2008
Availability: Usually ships in 1-2 business days
Shipping: International shipping available
Condition: Brand New, Perfect Condition, Please allow 4-14 business days for delivery. 100% Money Back Guarantee, Over 1,000,000 customers served.
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Product Description
Most investors spend too much time trying to outguess the market and not enough time thinking about their long-term financial futures. That’s why today’s retirees (and soon-to-be retirees) need strategies, not stock tips. Nationally recognized Certified Financial Planner, radio talk-show personality, and author Raymond J. Lucia shows you little-known concepts that can fatten your savings and boost your standard of living in retirement.
In an easy-to-understand and often humorous style, Lucia details how ideas such as nontraded real estate investment trusts, 72(t) elections, and equity-indexed annuities can give you, the investor, a leg up on the path to retiring in comfort and safety. Lucia brings his 30 years of experience to bear in revealing how and when to tap your retirement plans, ways to use your home as a source of retirement dollars, and how to lower taxes on appreciated company stock. He’ll also explain how investing in low-income housing tax credits can help you tax-wise even as you assist others.
Filled with hands-on, in-depth insights and practical advice, this book will give you all the tools you need to win at the retirement game.
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| Customer Reviews: Read 8 more reviews...
 Great logic to avoid running out of money. November 16, 2007
William E. Polen (Jasper, IN USA)
Great logic to avoid running out of money. He has a great radio show too - that is how I found out about his book. Financil planning has been my passion for the last 40 years - and his plan will work.
Helpful book ! September 30, 2007
K. Rauch (Fallbrook, CA)
3 out of 4 found this review helpful
This is the follow up to buckets of money. I learned a lot and enjoyed the approach. Some sections will be difficult for new investors to understand.....but stick with it, very good info and it is now one of my new reference books to review and share with others. Thanks Ray
ready-set-retire September 9, 2007
Bruce Miller
0 out of 2 found this review helpful
Well written. In-depth analysis of bucket two strategies including annuities and complex trust/insurance alternatives. Recommend reading "Buckets of Money"- author's first book- prior to reading this book.
 Good Book, but.... July 8, 2007
Joe Boxer (Mission Viejo, CA)
1 out of 8 found this review helpful
Ray pretty much has a one size fits all philosophy. He is simply trying to get his name out there to promote his firm, which is not always known for doing what is best. He hosts a Radio show as well. If you are going to trust a radio guy, then make it Moe Ansari of Marketwrap.
Ready Set Retire June 26, 2007
Thomas A. Tait (GA)
1 out of 3 found this review helpful
It was 5 star item for me as I have saved and have < 10 years to retirement. It is easy to read and understand. It is a practical and conservative plan for a secure finacial retirement. You will want other books to cover other aspects of retirement but for a investment plan it is the best I have read.
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| Worthwhile Reading | Three Tips to Help Planning Retirement
By Brenda Cyr
Thinking about retirement is not usually on the top of our list of things to do. Then suddenly we reach the point in out life when retirement is close to becoming a reality. At that point, you really need help in planning your retirement. Sure, we think about it from time to time, but never take any action on our thoughts. Don't let lack of action destroy your retirement, and leave you working well into your seventies. Use these three tips to help plan your retirement and to get started today.
1. Be Realistic about Retirement. Most people don't take the time to sit down and figure out how much money they will need for their retirement. Here is an easy way to plan what you'll need for retirement. Take the amount of money you are now living on per year, and subtract the amount of money you can save once the kids move out, and you downsize to a smaller home and car. Take that amount and multiply it by how many years you think you will need to live on your savings. The average life expectancy is 80 years.
2. Make a Budget. This will be one of the biggest helpers for planning retirement finances. Take out a sheet of paper and write down all your monthly expenses. Include your utilities, credit cards, groceries, and everything that you spend money on through the month. Make sure that you add a set amount for retirement savings. The next step is to subtract this amount from your take home income. Do you have anything left over? If you do, that is excellent. You can use these savings for a rainy day account.
3. Cut Back on Expenses. You already knew this was coming. You have a budget, and know what you are spending; now it's time to see where you can cut back so you can put more money into your retirement account. You don't have to cut out all the luxuries in your life, but you might find that by renting movies more often, rather than taking the family to the theater will let you enjoy more luxuries when you retire.
These three tips will help you get started saving for your retirement. Of course, there are many resources available to help planning for retirement. There are many aspects of retirement to consider as well- your health, your social life, your leisure activities and hobbies. By following these three tips, you will be taking action to help you plan for the best retirement possible.
Are you really ready to retire? Get our free report- How to Supercharge Your Retirement, and make sure you can enjoy the retirement you deserve. Visit http://www.RetirementPlanningHandbook.com today.
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| | Retirement Facts | The number of active workers participating in an employment-based defined benefit (pension) plan has been steadily decreasing, while the number has been growing in 401(k)-type plans.
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