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Retirement Without Borders: How to Retire Abroad--in Mexico, France, Italy, Spain, Costa Rica, Panama, and Other Sunny, Foreign Places (And the Secret to Making It Happen Without Stress)

Retirement Without Borders: How to Retire Abroad--in Mexico, France, Italy, Spain, Costa Rica, Panama, and Other Sunny, Foreign Places (And the Secret to Making It Happen Without Stress)Author: Barry Golson
Creator: Thia Golson and the Expert Expats
Publisher: Scribner
Category: Book

List Price: $19.95
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Seller: BRILANTI BOOKS
Rating: 4.0 out of 5 stars 12 reviews
Sales Rank: 5758

Media: Paperback
Edition: Original
Pages: 432
Number Of Items: 1
Shipping Weight (lbs): 1
Dimensions (in): 9.1 x 6 x 1.1

ISBN: 0743297016
Dewey Decimal Number: 646.790869109
EAN: 9780743297011
ASIN: 0743297016

Publication Date: December 9, 2008
Availability: Usually ships in 1-2 business days

Features:
   ISBN13: 9780743297011
   Condition: USED - Very Good
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Editorial Reviews:

Product Description
Barry Golson knows all about retiring abroad -- he and his wife, Thia, have lived in six different countries. Now they choose expatriate-friendly locales around the world for their low cost and their high quality of living and explain how to investigate and settle in each country with minimum hassle and maximum pleasure.

Taking you step-by-step through the process of researching, testing, and finally living abroad, the Golsons' practical how-to guide covers all the major issues, including health care, finances, real estate, taxes, and immigration. Each location is profiled by an expatriate writer who has made that country his or her home and who knows how to answer all the questions about living richly and economically in some of the world's most beautiful places.


Customer Reviews:
Showing reviews 1-5 of 12



4 out of 5 stars quick, enjoyable read   August 19, 2010
Randy Froehlich
2 out of 2 found this review helpful

I enjoyed the book for learning where I did not want to retire to as much as where I might want to retire to.


2 out of 5 stars A Bit Misleading   July 31, 2010
M. Scott (Virginia Beach, VA USA)
3 out of 5 found this review helpful

I challenge the book's title, because the writers clearly maintained their political borders when writing the book. In 3 years as an expat, I have a completely different view of living overseas than those shared by the contributors to the book. It seems, whether intentional or unintentional, the selection of contributors was biased toward views held by those who might be categorized as "left wing" and seemed to have escaped the USA due to some political or religious persecution. No problem with that, and I feel sorry for them. Yet, there are an equal number, if not more, expats who like the USA, and politics played no part in their decision to move abroad. Some actually live overseas because it is fun and exotic. Their voices are largely left out of this book, so a good portion of the expat experience is not shared with the reader.

With quotes like, "we don't hang out with other expats," many of the contributors show a bit of chip on their shoulders. Most expats actually like hanging out with each other. That doesn't mean that they don't interact with the local citizens, it just means they are living without borders.

Additionally, the selection of informational sources seemed biased. Quoting the Vision of Humanity rating that shows the USA as being less peaceful than Mexico or Croatia is very misleading. Living in Mexico being more peaceful than living in the USA? Please. How deep do you need to look to find an organization called Vision of Humanity? I think adding these types of politically biased "surveys" was unnecessary.

Some people look to retire overseas because it is fun. Retirement should be fun, not political asylum. So, if you read this book, be warned that it is a partial picture of retirement outside the USA. And if you are looking for reading material that is objective and informative, remember you'll only be getting a partial view from this book.



5 out of 5 stars excellent book   January 28, 2010
Arthur D. Youmans Jr. (Tulsa, Ok)
6 out of 7 found this review helpful

This book is well-worth its modest purchase price for Americans considering retiring to a warm climate in a low-cost area of the world, before the U.S. out-of-control $12+ trillion National Debt creates an economic disaster where hyperinflation allows your monthly pension check to purchase no more than half a Kit Kat candy bar.

Most of the countries listed in this book do NOT tax income from the U.S.A., including pensions, investment income or other passive income and some, like Panama, have better banking secrecy laws than Switzerland. The guy who said that "Death & taxes are the only way to escape the IRS" never read Golson's "Retirement Without Borders." :)

Even if you don't plan to move anywhere, the book gives you all the information you need to phantasize, in Walter Mitty fashion, about native gals in bikinis swinging palm leaves over your head as you relax on a warm, pristine beach in Pavones, Costa Rica, watching surfers looking for the perfect wave.




3 out of 5 stars Just OK   December 26, 2009
Kevin B. (Portland, OR USA)
9 out of 11 found this review helpful

Well written but not as good as his first book, Gringos in Paradies. It's more like a compilation of essays from others who have moved to different countries. Some of them are fairly negative about the US or have strong negative political points of view. Not really pertinent to the country they are suppose to be writing about. Some of the country reviews are pretty good. If you are interested, go to the book store and look through it before you buy.


5 out of 5 stars Should be Required Reading Before Retiring Abroad   December 22, 2009
B. L. Brown (Monument, Colorado United States)
27 out of 28 found this review helpful

Golson's book should be required reading for anyone considering retiring to a foreign country.

Essentially, the book is divided into three sections. The first deals with all the thorny issues (Why you might/might not consider moving, medical, housing, costs, and most importantly, your personal temperament) that should be taken into consideration if you are planning on becoming an ex-pat. The second and third sections are an in-depth look at the details of living in selected foreign countries. Section two deals with Latin American countries such as Mexico, Panama, Nicaragua and so forth. The third section is devoted to Europe with old stand-bys like France and Italy, but includes places one might not have considered such as Croatia.

In the two sections dealing with individual countries the details are not just the usual "let me describe the county, climate and people" treatment. An author who actually has lived in/is living in that country writes about each country. Therefore, each author is able to speak knowledgeably concerning culture, customs, living standards, government and bureaucracy, housing, cost of living, etc.

After the reader is lead through the facts of what they can expect in a specific country, they are then given an intimate view into actual life there through interviews with ex-pats currently living in country. These interviews are candid, giving the reader not only insight into the country, but into the psyche of Americans being interviewed. Golson does not attempt to censor his interviewees. What he does do is give numerous viewpoints from people who have varying perspectives/outlooks on their lives, their reasons for retiring abroad, their likes/dislikes about their "home," the people, culture, customs, and how they are managing in their new country, to name a few. In other words, these are personal "opinions," and should be taken as such. Learn to accept that if a person wants to rile against life, politics, or the number of dogs and cats for that matter, in the states, that is, "just their opinion." Forget being offended and move on because Golson has done what many writers of books concerning living in a foreign country have failed to do...giving the reader several unvarnished views, represented by a balance between good, bad and sometimes ambivalence. For instance, one couple he interviewed in Italy is struggling financially, but consider their life there as, "a dream come true." While another woman, from a couple who were also interviewed about Italy, will have the reader scratching their head wondering how anyone could be so naive as to think because she is of Italian descent, she would just naturally fit into a foreign country, that speaks a different language, and has totally different culture, customs and history? Is it any wonder she is disillusioned and disparaging?

Having once lived for several years in Europe, I would highly recommend this book to anyone who has ever considered retiring/moving/taking an extended stay outside the United States. If nothing else, it will get the reader to begin considering all aspects of a life in a foreign country, not just the picture-perfect-ones presented in most books dealing with living abroad.


Showing reviews 1-5 of 12


Worthwhile Reading

Myths and Realities about Working Longer
Alicia H. Munnell and Steven Sass. 2008. “Working Longer: The Solution to the Retirement Income Challenge.” Washington, DC: Brookings Institution Press.
For more information, contact Andrew Eschtruth at 617-552-1729 or eschtrut@bc.edu.

Myth: Given the growing retirement income challenge, people will have to work forever. Reality: If individuals worked full time until at least 66, they could enjoy a long and financially secure retirement, with incomes one-third higher than if they retired at 62.

Myth: Older workers will choose to work longer on their own. Reality: Most people retire as soon as benefits are available at age 62.

Myth: As baby boomers approach retirement, employers will embrace older workers. Reality: Many employers are lukewarm toward retaining older workers due to concerns that they cost too much, lack current skills, and don’t plan to stick around long.

Myth: Employers will quickly change their tune in response to labor shortages. Reality: Many employers with a high proportion of older workers are in declining industries. Others can tap global labor markets.

Myth: Older workers have little to offer employers. Reality: Older workers often have advantages over younger workers — including higher productivity, better judgment, a stronger work ethic, and better people skills.

Myth: Phased retirement — shifting to part-time employment with a career employer — is the solution for keeping people in the workforce longer. Reality: Many firms are reluctant to offer phased retirement due to concerns over which workers would be eligible, health insurance costs, and part-time schedules.

Myth: Most workers can work longer by remaining with their career employer. Reality: Career employment is declining fast — only 44 percent of male workers age 58-62 are still with their age-50 employer, down from 70 percent two decades ago.

Myth: The working longer prescription is the answer for everyone. Reality: While today’s older workers are generally healthier and better educated, up to a third could be hard pressed to work into their mid-60s due to poor health or job prospects.

Myth: Government cannot do much to encourage longer work lives. Reality: Raising Social Securitys earliest eligibility age of 62 could push back the work-retirement divide by changing the mindset of both workers and employers.

Myth: Eliminating mandatory retirement removed a major barrier to working longer. Reality: Mandatory retirement could actually promote longer work lives by providing both employers and workers clear expectations about when careers end.

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Retirement Facts
Whether a worker is offered and participates in a retirement plan at work depends greatly on what type of worker the person is: • Public-sector workers have the highest level of participation in a retirement plan (75.8% in 2004), while parttime workers typically are not offered a retirement plan or rarely participate when they are. • Among all workers, less than half (41.9% in 2004) participate in a retirement plan. • Among full-time, full-year wage and salary workers, more than half (56.6% in 2004) participate in a retirement plan.
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